As the nights get colder, many of us start thinking about a warmer duvet. But with tog ratings running from 1.5 to 15, choosing the right one is not always easy. A duvet that is too light leaves you cold, while one that is too heavy can make you overheat.
Chums, the UK retailer known for its catalogue and online shop, sells a wide range of duvets, from budget hotel quality options to goose feather and down. In its autumn/winter 2026 ‘Sleep Better’ edit, Chums says you can choose ‘a high-tog duvet for chilly winter nights or an all-season option for year-round comfort’. This guide compares the range by tog rating, filling and price. All prices are the ‘from’ prices shown on chums.co.uk on 4 November 2026 and may change.
In this guide
What Does Tog Mean?
Tog is a measure of how well a duvet holds in heat. The higher the number, the warmer the duvet. As a rough guide, duvets of around 1.5 to 4.5 tog are designed for summer, 7.5 to 10.5 tog for spring and autumn, and 12 tog and above for winter. Some people who sleep warm prefer a 10.5 tog all year, while those who feel the cold often choose 13.5 tog or more in winter. Filling also matters: natural fillings such as feather and down tend to feel lighter for the same warmth.
Chums Duvets Compared
| Duvet | Tog | From price (4 Nov 2026) |
|---|---|---|
| Downland Hotel Quality 4.5 Tog Duvet | 4.5 | £19 |
| Downland Hotel Quality 10.5 Tog Duvet | 10.5 | £24 |
| Downland Hotel Quality 13.5 Tog Duvet | 13.5 | £26 |
| Downland Hotel Quality 15 Tog Duvet | 15 | £33 |
| 1.5 Tog / 2.5 Tog Microfibre Duvet | 1.5 / 2.5 | £25 |
| All In One Super Lightweight 1.5 Tog Duvet | 1.5 | £39 |
| Downland Superbounce Duvet | See product page | £39 |
| Three Tog Cotton Fill Duvet | 3 | £49 |
| All In One Duvet 4.5 Tog | 4.5 | £55 |
| Downland Four Seasons Soft Touch Duvet Set | See product page | £65 |
| All in One Duvet 10.5 Tog | 10.5 | £79 |
| Downland Goose Feather and Down Duvet | See product page | £80 |
‘From’ prices usually apply to the smallest size, so a double or king size will cost more. Chums offers free standard UK delivery on orders over £50 with the code 50FRDL and free returns within 30 days, according to its website.
Best Budget Pick: Downland Hotel Quality
The Downland Hotel Quality range is the cheapest way to get a warm winter duvet at Chums. The 10.5 tog starts at £24, the 13.5 tog at £26 and the warmest 15 tog at £33. There is also a 4.5 tog from £19 for summer. Buying a 4.5 tog and a 10.5 tog costs from £43 in total, and some people use the two together on the coldest nights.
Easy-Care Choice: All in One Duvets
The All in One range is the most reviewed in Chums’ duvet section, with 118 reviews for the 10.5 tog and 123 for the 4.5 tog at the time of checking. Chums describes the 10.5 tog version as made from soft, easy-care polyester, crease-free and machine washable, in a choice of pastel shades. One review on the product page praises it as ‘cosy and easy to clean and no struggling with a cover’. Prices start at £79 for the 10.5 tog, £55 for the 4.5 tog and £39 for the Super Lightweight 1.5 tog.
Chums also notes that the 10.5 tog All in One Duvet is despatched directly from the supplier and may take longer to arrive, so order early if you want it before a cold snap.
Natural Fillings and All-Season Sets
If you prefer natural fillings, the Downland Goose Feather and Down Duvet starts at £80, and the Three Tog Cotton Fill Duvet at £49. For year-round flexibility, the Downland Four Seasons Soft Touch Duvet Set starts at £65. Four seasons sets usually combine a lighter and a medium duvet that can be used alone or fastened together, so check the product page for the exact tog ratings. The Downland Superbounce Duvet, from £39, is another mid-priced option; its tog choices are listed on the product page.
How to Choose
- You feel the cold: a 13.5 or 15 tog, such as the Downland Hotel Quality options from £26.
- You want one duvet all year: a 10.5 tog or a four seasons set.
- You hate changing duvet covers: the All in One range.
- You sleep warm or have a well-heated home: a 4.5 tog, or layer a lighter duvet with a blanket.
- You want a natural filling: the goose feather and down or cotton fill options.
Finishing Touches
Chums’ Sleep Better edit also lists bedside lighting from £12, blackout curtains from £29, bedspreads from £30 and pillows from £9. Flannelette sheets, throws and blankets can add extra warmth without changing your duvet.
Size and Care Tips
Before you order, check that the duvet size matches your bed and your duvet cover. UK duvets usually come in single, double, king and super king sizes, and many people choose one size up from their bed so that the duvet hangs over both sides. That can help stop draughts on cold nights, especially when two people share a bed.
Care matters too. A duvet that can go in a home washing machine saves money on dry cleaning, which is one reason easy-care polyester options are popular. Larger sizes may not fit in a standard drum, so check the care label and your machine’s capacity first. Airing your duvet regularly and using a duvet protector can also help it stay fresh for longer between washes.
Our Verdict
Chums has a duvet for almost every budget and sleeper. The Downland Hotel Quality range offers warm winter togs from £24, while the All in One duvets are the most popular choice for easy care. Check sizes and current prices on chums.co.uk before you order.